---
description: Wise : qu'en pensent les utilisateurs ? Lisez les avis clients sur Wise, consultez les prix, tarifs, abonnements et découvrez ses fonctionnalités grâce à Capterra Luxembourg.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Wise - Avis, notes, prix et abonnements - Capterra Luxembourg 2026
---

Breadcrumb: [Accueil](/) > [Traitement des paiements](/directory/30232/payment-processing/software) > [Wise](/software/1016836/wise)

# Wise

Canonical: https://www.capterra.lu/software/1016836/wise

Page : 1/5\
Suivant: [Page suivante](https://www.capterra.lu/software/1016836/wise?page=2)

> Wise est une plateforme en ligne simplifiant de façon peu coûteuse les transferts d'argent à l'international. (134 caractères)
> 
> Conclusion : 89 utilisateurs lui ont donné la note de **3.7/5**. Figure au meilleur classement pour **Probabilité de recommander le produit**.

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## Présentation

### Qui utilise Wise ?

Expatriés, travailleurs internationaux, étudiants étrangers, entreprises multinationales, voyageurs fréquents, et propriétaires immobiliers internationaux.

## Statistiques et notes

| Métrique | Notation | En détail |
| **Note globale** | **3.7/5** | 89 Avis |
| Simplicité | 3.9/5 | D'après l'ensemble des avis |
| Support client | 3.4/5 | D'après l'ensemble des avis |
| Rapport qualité-prix | 3.7/5 | D'après l'ensemble des avis |
|  Fonctionnalités | 3.9/5 | D'après l'ensemble des avis |
| Pourcentage de recommandation | 70% | (7/10 Probabilité de recommander le produit) |

## À propos de l'éditeur

- **Société**: Wise

## Contexte commercial

- **Type de licence**:  (Version gratuite disponible)
- **Public cible**: Auto-entrepreneur, 2–10, 11–50, 51–200, 201–500, 501–1.000, 1.001–5.000, 5.001–10.000, 10.000+
- **Déploiement et plateformes**: Cloud, SaaS, web
- **Langues**: allemand, anglais
- **Pays disponibles**: Royaume-Uni

##  Fonctionnalités

- Rapports et analyses
- Surveillance des transactions

## Ressources d'aide

- Service client/e-mail
- FAQ/forums
- Base de connaissances

## Category

- [Traitement des paiements](https://www.capterra.lu/directory/30232/payment-processing/software)

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## Avis

### "Most secure and transparent fintech app in the world" — 5.0/5

> **Gabriel** | *19 mars 2025* | E-learning | Taux de recommandation : 10.0/10
> 
> **Avantages**: I've been using wise (ex transferwise) for 8 years now, and I have absolute trust in this company. I love how simple and transparent everything is. With them, nothing is complicated or sketchy and I just love that.
> 
> **Inconvénients**: The fact that you cant do much with money besides spend it or send it. I cant believe they dont offer loans or credit, because the problem is that since I've handled my money with them all of these years, I didn't build credit score with other banks. If they would allow you to build credit score with them, offer some type of credit card option or give out small loans, they would be the best.
> 
> Overall, I am a person who recommends wise to every single person I know. I am happy, loyal client.

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### "Hassle free international expenses" — 5.0/5

> **Utilisateur vérifié** | *19 février 2026* | Services et technologies de l'information | Taux de recommandation : 9.0/10
> 
> **Avantages**: It's easy to use, has good fees for currency exchange and it is a well known platform, which means that a lot of colleagues also use it. Also the API makes it easy to connect to other services.
> 
> **Inconvénients**: Sometimes the UI bothers me with unecessary stuff that I'll never use. It would be better if it was a little cleaner.
> 
> I've been using it as my main payment platform outside my home country. It is connected to my own expenses management platform, which makes it really easy to track expenses.

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### "This is an unreliable neobank with no proper customer support" — 1.0/5

> **Sergiy** | *30 juillet 2026* | Logiciels | Taux de recommandation : 0.0/10
> 
> **Avantages**: Not the most convenient, but a simple and fast interface for remote payment processing. The key convenience is the ability to conduct business without leaving home or office.
> 
> **Inconvénients**: This is an unreliable neobank with no proper customer support. They can freeze your account at any time, demand documents, and their incompetent employees, along with their imperfect corporate client relations mechanism, can jeopardize your business at any time. My company has had accounts frozen multiple times. After lengthy investigations, the information somehow reached competent employees, and we received unblocking and an apology from the neobank. Recently, after yet another attempt to create an account for my company in another EU country, one of their employees decided I was doing something illegal with the company's legal structure and began blocking and removing FlawlessGroup from service, a company that has been operating reliably for four years and holds trademarks and patents for its software code. These are extremely unreliable people who don't deserve your efforts or trust.
> 
> Terrible service with incompetent support. They don't understand the client's profile and make bogus requests for data without bothering to understand. It feels like their support team is overloaded and doesn't have the capacity to be a REAL PARTNER for the company on the platform. Their attitude is superficial. You can't trust this neobank. You'll be constantly at risk of having your account closed at any moment.

-----

### "Business account deactivated without a clear explanation" — 1.0/5

> **Alfred** | *28 juillet 2026* | Vente au détail | Taux de recommandation : 0.0/10
> 
> **Avantages**: Before this happened, the platform was easy to use, transfers were straightforward, and the exchange rates were generally competitive.
> 
> **Inconvénients**: Wise suddenly deactivated my business account and rejected my appeal without giving me a clear or specific reason. I still had company funds in the account, so I had to urgently request that the remaining balance be transferred to my Hungarian bank account. Customer support only provided generic responses and no real solution.
> 
> My experience was initially positive, but the way Wise handled the closure of my business account completely changed my opinion. A business needs a reliable financial provider and clear communication, especially when company funds are involved. Losing access without a proper explanation can seriously disrupt daily operations and cash flow. After this experience, I would not use Wise as a primary business account again.

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### "Amazing money app everyone should have" — 5.0/5

> **Niamh** | *5 mars 2026* | E-learning | Taux de recommandation : 10.0/10
> 
> **Avantages**: I love this app \! I transfer my money here immediately after I'm paid and I know my money is secure and stays at same amount. I first downloaded it when I visited London and I wanted to convert my money into pounds. I was able to convert some of my wise balance into pounds which was better than paying in euro so I knew the exact amount. It kept record of my transactions and helped me see what I spent
> 
> **Inconvénients**: I wished I could have lodged money directly onto the wise account: maybe that's possible if I got the physical card but for now I just have the digital one .
> 
> Amazing \!\! I had previous bad experience with a rival company and wise has been amazing: the other company was not good with security features but wise has been so easy to use and fast to set up

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Page : 1/5\
Suivant: [Page suivante](https://www.capterra.lu/software/1016836/wise?page=2)

## Liens

- [Afficher sur Capterra](https://www.capterra.lu/software/1016836/wise)

## Cette page est disponible dans les langues suivantes.

| Langue | URL |
| de | <https://www.capterra.com.de/software/1016836/wise> |
| de-AT | <https://www.capterra.at/software/1016836/wise> |
| de-CH | <https://www.capterra.ch/software/1016836/wise> |
| en | <https://www.capterra.com/p/234269/Wise/> |
| en-AE | <https://www.capterra.ae/software/1016836/wise> |
| en-AU | <https://www.capterra.com.au/software/1016836/wise> |
| en-CA | <https://www.capterra.ca/software/1016836/wise> |
| en-GB | <https://www.capterra.co.uk/software/1016836/wise> |
| en-IE | <https://www.capterra.ie/software/1016836/wise> |
| en-IL | <https://www.capterra.co.il/software/1016836/wise> |
| en-IN | <https://www.capterra.in/software/1016836/wise> |
| en-NZ | <https://www.capterra.co.nz/software/1016836/wise> |
| en-SG | <https://www.capterra.com.sg/software/1016836/wise> |
| en-ZA | <https://www.capterra.co.za/software/1016836/wise> |
| fr | <https://www.capterra.fr/software/1016836/wise> |
| fr-BE | <https://fr.capterra.be/software/1016836/wise> |
| fr-CA | <https://fr.capterra.ca/software/1016836/wise> |
| fr-LU | <https://www.capterra.lu/software/1016836/wise> |

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